SVP, Head of Direct Lending 

Flagstar Bank 

Rocky Stubbs

Rocky Stubbs is the Senior Vice President and Head of Direct Lending at Flagstar Bank. 

With over 15 years in the mortgage industry at both privately held and Fortune 100 companies, Rocky enjoys a strong industry reputation as a strategic thinker and bold innovator who is highly skilled at leading rapid growth agendas, attracting and retaining top talent, and creating a white-glove, customer centric sales and service cultures.

Rocky joined Flagstar Bank as Head of Direct Lending in January of 2018. Prior to Flagstar, Rocky led the Direct and Digital Mortgage channel for Capital One Home Loans. Under his leadership, the business achieved record volumes and profitability, developed multiple proprietary consumer technologies, all while delivering industry leading customer satisfaction and associate engagement scores. 

He holds a Bachelor of Science degree in Business Administration & Finance from Palm Beach Atlantic University and commits his volunteer efforts to Habitat for Humanity, Compassion International, and other local organizations working to prevent child exploitation and abuse. A native of the South Florida coast, he currently lives in Dallas, TX with his wife Lisa and their 3 children.




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440 Burroughs Street

3rd Floor, Suite 390

Detroit, Michigan 48202


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